Leading the Way
in Lending Expertise

With The Expert Lending Group, finding your dream home and securing the right mortgage has never been easier. Our team of highly-qualified and experienced mortgage specialists will work closely with you to understand your financial goals and tailor a mortgage solution that fits your unique needs. Say goodbye to overwhelming paperwork and endless negotiations – we streamline the process to ensure you have an unparalleled mortgage experience.

With decades of experience and expertise in the industry, we understand the complexities of the mortgage market and work tirelessly to provide tailored solutions for our clients. Our commitment to excellent customer service and transparency ensures that our clients feel supported throughout the entire mortgage process.

EXPERIENCE | TRANSPARENCY | SUPPORT

Loan Types

  • Conventional

    A conforming loan refers to a conventional mortgage that can be purchased by Fannie Mae or Freddie Mac. For one of these institutions to purchase the mortgage from your lender, the loan must meet basic qualifications set by the Federal Housing Finance Agency (FHFA).

    This loan type often require a higher credit score and a larger down payment compared to government-backed loans.

  • VA

    VA loans are insured by the Department of Veterans Affairs. Reserved for eligible veterans and their spouses, offering favorable terms and often requiring no down payment.

    We proudly serve those who’ve served our country. As a VA mortgage lender founded by military families, we understand the needs and challenges our servicemembers face when it comes to home financing and we’re here to help you through that process.

  • FHA

    Insured by the Federal Housing Administration, these loans are designed to make homeownership more accessible.

    They often have lower down payment requirements and are available to borrowers with lower credit scores.

  • USDA

    Insured by the United States Department of Agriculture, USDA loans are for the rural or qualified suburban buyers.

    USDA loans have lower mortgage insurance requirements than FHA loans and can allow you to buy a home with no money down, however, you must meet the income requirements.

  • Jumbo

    Designed for more expensive property purchases that exceed the conventional loan limits.

    It’s difficult to qualify for, typically requiring a credit score of 700 or higher, significant assets and a low DTI ratio. You’ll also need a large down payment, typically between 10 – 20%.

  • Non-Conforming

    If your loan doesn’t meet conforming standards, it’s considered a non-conforming loan. Non-conforming loans have less strict guidelines than conforming loans. These loans can allow you to borrow with a lower credit score, take out a larger loan or get a loan with no money down.

    Most non-conforming loans will be government-backed loans or jumbo mortgages.

Your Financing Pros


  • Co Founder & Director of Financing

    Steve has spent thirty years in the Financial Services Industry, including over fifteen years in the mortgage business. For three of those years, Steve owned a mortgage brokerage, operating as an Illinois Residential Mortgage Licensee, located in Schaumburg, Illinois. His depth of experience and knowledge includes all phases of operational, sales and sales support levels within the mortgage and banking Industry.

  • Senior Partner

    By 1990, Ed became the youngest National Sales Director with Citibank. Four short years later he formed his own mortgage operation, eventually selling the company to a Wintrust subsidiary in 2003.

    With 39 years of Finance and Real Estate experience alongside his commitment and work ethic developed during his time as a Major League baseball player, there is no one better to go to “BAT” for you.