VA Loans
We proudly serve those who’ve served our country. As a VA mortgage lender founded by military families, we understand the needs and challenges our servicemembers face when it comes to home financing and we are here to help you every step of the way.
VA Loans, or Veterans Affairs Loans, are a type of mortgage loan program designed to assist active-duty military members, veterans, and eligible surviving spouses in obtaining home financing. Administered by the U.S. Department of Veterans Affairs (VA), these loans offer favorable terms and benefits to help make homeownership more accessible for those who have served in the military.
One key advantage of VA Loans is that they often do not require a down payment, making it easier for veterans to purchase a home without the need for a substantial upfront payment. Additionally, VA Loans typically have competitive interest rates and may have more flexible qualification requirements compared to conventional loans.
Another notable feature of VA Loans is the absence of private mortgage insurance (PMI), which is usually required for conventional loans with low down payments. This can result in cost savings for borrowers over the life of the loan.
VA Loans can be used to buy a home, build a new home, or refinance an existing mortgage. The program reflects the government's commitment to supporting veterans and active-duty military personnel by providing them with financial assistance to achieve homeownership